Credit Cards
The logic of gift card rebates
In my last post on credit cards, I discussed using them for the rewards and rebates. This brings up an interesting question, which I have often wondered about. Why do rewards cards offer you a choice between, say, a $25 check and a $25 gift card to various stores? Isn’t a $25 check always more [...]
Are credit card rebates worth it?
We use our credit card for everything. We have a rewards card that pays us 1% cash back for all purchases, so we pay everything we can with our card just to get the rewards. However, this brings up some important issues that I would like to explore. First, is earning rewards worth carrying a [...]